AI Subscription Cost Calculator
Tick the AI plans you pay for and see your monthly and annual spend, split by category.
If you've quietly stacked up ChatGPT Plus, Claude Pro, a Cursor seat and a Midjourney plan, it's easy to lose track of how much you're spending on AI subscriptions each month. Tick the plans you actually pay for and this ai subscription cost calculator adds them up: a monthly total, the annual figure, and which single line costs the most. It groups the spend by category, so you can see whether assistants, coding tools or image generators are eating the budget. Weighing chatgpt plus vs claude pro cost, or wondering whether two overlapping assistants is one too many? The breakdown makes the duplication obvious, and everything runs in your browser from a dated price table.
Read the guide: How Much Am I Spending on AI Subscriptions?Tick the plans you pay for
Monthly AI spend
$40
Across 2 subscriptions · $480 a year
- Per year
- $480
- Subscriptions
- 2
- Biggest line
- $20
Biggest single line: ChatGPT Plus
Monthly
$40
- Assistants & chat100%
You spend $40 a month on assistants. If you use them lightly, a metered API can cost cents — check the LLM cost calculator.
Plan prices updated July 2026. These are list monthly rates for individual tiers — annual billing, team seats and taxes shift the figure. Confirm against each vendor's own pricing page before you budget.
How it works
- 1
Tick the plans you pay for
Work down the three lists — assistants, coding tools, image and video — and check every plan you subscribe to. Each row shows its monthly price, and the totals update the moment you tick or untick one.
- 2
Read your monthly and annual total
The headline figure is your combined monthly spend; the stats show the yearly cost, how many subscriptions you carry, and your single biggest line. The donut splits the spend by category.
- 3
Spot what to cut
If your assistant spend is high but you use it lightly, the tool points you to the metered API route, which can cost cents for occasional use. Copy the summary to share the stack or drop it into a budget.
Instant & 100% private — nothing is uploaded
Every calculation runs locally in your browser. The prompts, token counts and numbers you enter stay on your own device and are never sent to a server — nothing is stored, logged or shared.
Frequently asked questions
- How much are people spending on AI subscriptions?
- It adds up fast. A single power user often runs ChatGPT Plus or Claude Pro at $20, a coding tool at $10 to $40, and an image plan on top, so $50 to $100 a month is common before any team seats. This tool shows your own number instead of an average — tick what you pay for and read the total.
- Should I pay for both ChatGPT Plus and Claude Pro?
- Only if you genuinely use both. They overlap heavily for everyday chat, so many people keep one as a daily driver and drop the other. Ticking both here shows the combined $40 a month, which makes the duplication easy to weigh against how often you actually switch.
- Is a subscription or the metered API cheaper?
- It depends on volume. A flat $20 plan wins for daily heavy use; if you send only a handful of messages a day, the metered API can cost a dollar or two a month. When your assistant spend looks high here, follow the link to the LLM cost calculator to compare.
- Are these prices exact?
- They are list monthly rates from a table dated on the page, for individual tiers. Annual billing, team seats, promotions and local taxes all shift the real figure, and vendors change prices often. Treat the total as a close estimate and confirm against each vendor's pricing page. The tool runs entirely in your browser and stores nothing.
Important
For planning and estimates only. Prices come from a published rate table dated on the page; providers change pricing without notice, and token counts here are approximations. Confirm against the provider’s own pricing before you budget or commit.
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